You probably received a new home warranty when you purchased your home. If you haven’t had any problems with your home, then you probably haven’t read the warranty. But you should.

While most builders are reputable and provide legal and fair warranties, some do not. And too often, home warranties can be complex, ponderous documents that are difficult to decipher. Some warranties waive the homeowner’s right to a jury trial if he or she files a construction defect claim. Others may include liability disclaimers and waivers for some builders’ construction defects. And occasionally, a warranty may include terms that are not enforceable under state law, although you or other homeowners may not realize it.

To make sure your home warranty protects you, have an attorney review it and check.